Built by investors, for investors.
19 years of combined experience, our leadership together owns 73 single family rental homes, 700+ apartment units, have completed 100+ fix/flip projects and written over 85 loans on real estate. We aren’t spreadsheet managers, we are true operators.
Values
We hold capital preservation, disciplined underwriting, and first-lien security as non-negotiable principles, backed by our SEC-registered fund structure. We carefully select the markets we lend in, ensuring every deal is grounded in real local knowledge and genuine on-the-ground experience.
Mission
We combine 20 years of hands-on real estate ownership, fix-and-flip project execution and lending experience to connect borrowers with investor capital, creating a win-win outcome for both sides of every deal. As real operators, not just spreadsheet lenders, we act as a true partner to borrowers while protecting and growing our investors' capital.
Leadership
Meet Wyatt Simon
Chief Credit Officer
Wyatt Simon owns and operates a $20M+ vertically integrated real estate portfolio including 70 single family homes, multifamily, storage, and office buildings. As a lender, he has issued $13.5M in loans to 80+ fix/flip projects. He is author of “Your First 100 Doors: A Real Estate Investor’s Guide to Scaling a Rental Portfolio”.
Meet Lauren Ziminsky
Director of Investor Relations
Lauren Ziminsky is an active real estate investor owning single family and multifamily in Tennessee, Florida, Georgia, Kansas and Missouri. She has lent $6.2M of her own money over on real estate and been featured in the Wall Street Journal. She is author of author of “Real Estate Investing Unlocked: Real Stories from Women on their Path to Passive Income and Financial Freedom”.
Our Story
Lauren Ziminsky first invested alongside Wyatt in 2022, when the two partnered on a multifamily property. A few years later, she began lending on his fix-and-flip projects. As Wyatt’s business grew, his capital needs soon outpaced what Lauren could fund alone, so she brought in a co-lender, and then another. When Wyatt began training other fix-and-flip operators, demand for capital grew even further. To meet it, the two founded Heartland Coast Capital, which funds these projects and gives investors a better experience by rolling their capital from one project into the next so it never sits idle.